Advance America Payday Loans Review - Sparks, Nevada

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3.8 23 reviews

Loan agency in Sparks, Nevada

Organization owner?

2855 N McCarran Blvd Ste 104, Sparks, NV 89431, USA

10 years in business

+1 (775) 331-7201

www.advanceamerica.net

Sunday
(Easter)

Closed

Monday

10AM–5PM

Tuesday

10AM–5PM

Wednesday

10AM–5PM

Thursday

10AM–5PM

Friday

9AM–6PM

Saturday

10AM–3PM

Domain Info

What people think about Advance America?

Below you see some of the opinions of our customers.

Note

Important

The previous three items charactirize a precise lending service. But below you can read general information about payday loans.

Payday Loans in Sparks, Georgia

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

It is effortless and fast to get accepted for payday loans in Sparks, Georgia. The APR will be set individually for each consumer and will depend on the personal data the consumer filled in.

APR

10% small loan cap

Advantages of Advance America that offers payday loans in Sparks, Georgia

Apply around the clock. You can use the online service 24/7. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.

Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get a loan offer from one of the lenders.

Common reasons

Why people apply for payday loans?

Car expenses

32%

Treatment

23%

Vacation

18%

Clothes

14%

Home improvement

14%

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history can often be an obstacle to taking out a bank loan. A payday loan can rescue borrowers who have bad credit scores or have no credit history. But we remind you that as with any loan you should only dare applying for a cash advance if you are convinced that you can afford payments without delays.

To get approved for a loan, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator helps to quickly calculate the APR. It’s easy to find out the precise cost of the cash advance loan even before applying.

Let's see