Advance America Payday Loans Review - Las Vegas, Nevada

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to clients with a poor credit rating. Payday loan approvals depend very much on specific circumstances. Lenders will look at your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a cash advance, you must comply with the following eligibility criteria:

• be 18 years old or older;
• be a U.S. citizen or permanent resident;
• be employed and have a steady income;
• have a valid checking account in your name;
• have an email address and phone number.

Low

300 – 579 points

• No ability to get a loan
• No ability to rent a room

Average

670 – 739 points

• 80% of loan approval
• Apply for all loan types

Perfect

740 – 799 points

• 95% of loan approval
• Apply for all loans including mortgage