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What people think about Five Points Bank?
I took loans from Five Points Bank 3 times. Previously it was ok. Last time they said I was approved. Said the funds would be in my account within 9 hours. It’s been three days – no funds. They do not answer phone calls. Why???
Maude Wisoky I
Seems a fake company. They ask for too many sensitive information. I think it’s risky to submit such data [online|on the Internet. You’d better find another service.
Carlo Durgan
Said I was approved for a payday loan. Have been waiting 4 days, still no money I my account. I conclude it’s scam.
Prof. Kaylin Rosenbaum
The online portal does not work so I can not apply for the money…
Dr. Isaac Kulas II
Important
The above-given information provides the details about a specific company. The information below is about general information about payday loans.
Payday Loans in Grand Island, New York
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans in Grand Island, New York is are easy to get. The APR is specific for each person and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.
25% small loan cap
Advantages of Five Points Bank that offers payday loans in Grand Island, New York
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the lender’s decision.
Why people take out cash advances?
Payday loans for bad credit
Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a poor credit rating an increased opportunity to get approved for payday loans. A payday loan may be the only loan available for some borrowers to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your means and pay back your loan commitments in a timely manner.
To get accepted for a payday loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a payday loan, you can use an online calculator. It will show the definite APR of your cash advance.
Other Payday Lenders in Grand Island, Nebraska
Citizens State Bank
109 E Sherman St, West Point, NE 68788, USA
+1 (402) 372-1998
www.citstatebank.com
American National Bank
920 Central Ave #2335, Nebraska City, NE 68410, USA
+1 (402) 873-3338
www.american.bank
Great Western Bank
114 W 15th St, Falls City, NE 68355, USA
+1 (402) 245-4481
www.greatwesternbank.com
