Park Side Credit Union Payday Loans Review - Missoula, Montana

Your personal information is safe with us
3.7 18 reviews

2300 Great Northern Ave, Missoula, MT 59808, USA
+1 (406) 728-4475
www.parksidefcu.com
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
10AM–5:30PM
Friday
9AM–5:30PM

Domain Info

Created Date

1999-08-19

Mailing Address

1300 BAKER AVE

WHITEFISH

MT

59937-2988

United States

Company Name

Park Side Credit Union

Park Side Credit Union

Contact Data

it@parksidefcu.com

+1.4068624891

+1.4068624891

Testimonials

Feedback about Park Side Credit Union?

Here you read the feedback of our customers.
Note

Pay Attention

Above-defined info offers the details about a definite lending company. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Missoula, Montana

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

This financial product in Missoula, Montana is taken out easily and quickly. The interest percentage is defined depending on the category of the customer: the more loans are successfully repaid, the more reasonable terms will be offered to you.

APR

36% small loan cap

Max Loan

$300

Min Term

14 days

Max Term

31 days

How will Park Side Credit Union help issue a loan in Missoula, Montana?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is assessed by microfinance organizations before taking out a loan. But banks almost 100% refuse the application when lenders in Missoula, mt will estimate other aspects like solvency and approve a payday loan. This is a way to improve your credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should calculate its real cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Missoula, Montana

Opportunity Bank of Montana

101 McLeod St, Big Timber, MT 59011, USA

+1 (406) 932-5317

www.opportunitybank.com

First Bank of Montana

201 N. Main, Choteau, MT 59422, USA

+1 (406) 466-5743

www.1stbmt.com

TrailWest Bank

11300 US-93, Lolo, MT 59847, USA

+1 (406) 273-2400

trailwest.bank

Walmart Money Center

170 Hutton Ranch Rd, Kalispell, MT 59901, USA

www.walmart.com

First Interstate Bank

2023 Burke St, Bozeman, MT 59718, USA

+1 (406) 556-1058

locations.firstinterstatebank.com

First Bank of Montana

337 Indiana St, Chinook, MT 59523, USA

+1 (406) 357-2244

www.1stbmt.com

First Security Bank

106 S Electric St, West Yellowstone, MT 59758, USA

+1 (406) 646-7646

www.ourbank.com

Homestead Federal Credit Union

302 N 11th St, Billings, MT 59101, USA

+1 (406) 259-7052

Citizens Bank & Trust Co

130 McLeod St, Big Timber, MT 59011, USA

+1 (888) 484-7248

ctznsbank.com