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What people think about Express Check Cashing?
This website is a scam. I will never use again. $20 goes towards loan and you keep $87 for interest.
Mrs. Else Tremblay
Ridiculous APR. Had to pay off really A LOT. Read the contract carefully before signing the terms and rates. Had too many problems. Client service was terrible too. The lady in the office was very rude. Not satisfied. Better search for another service.
Jamal Towne
Important
Now you can read general features of payday loans.
Payday Loans in Billings, New York
A payday loan is a short-term loan that can help you cover emergency money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Payday loans in Billings, New York is are easy to get. The interest rate is individual for each applicant and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.
25% small loan cap
Advantages of Express Check Cashing that offers payday loans in Billings, New York
- Apply around the clock. You can use the online service 24/7. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Why people take out payday loans?
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to clients with a bad credit history. Payday loan approvals depend very much on other factors. They will look at your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.
To get approved for a loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the APR and learn the precise cost of the payday loan immediately.
Other Payday Lenders in Billings, Montana
Ravalli County Federal Credit Union
501 N 1st St, Hamilton, MT 59840, USA
+1 (406) 363-4631
www.ravallicountyfcu.org
Whitefish Credit Union - Thompson Falls Branch
107 Pond St, Thompson Falls, MT 59873, USA
+1 (406) 827-5626
www.whitefishcu.com
Three Rivers Bank of Montana
233 E Idaho St, Kalispell, MT 59901, USA
+1 (406) 755-4271
www.threeriversbankmontana.com