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What people think about Southern Bank?
They only ask for an ID to get approve. Last year I was ill and needed some cash to survive. These guys accepted me although I had a low credit score. Online and transparent process. !
Alden Wunsch
Southern Bank seems legit. Used it twice. The first loan approved was small – $300, but next time the limit was increased to $900. Paid off the loan even earlier. The employees were understanding, they gave immediate answers to all my questions. No troubles. But their rates are average.
Prof. Manuela Conroy
I had problems with paying my bank loan and was not sure I would get accepted for a loan with Southern Bank . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $500 online. Fortunately I got approved!!! They literally saved my life.
Ms. Minnie Kiehn
Used Southern Bank for the third time. The company is reliable. They always keep you updated on your debt. No hidden fees. You can always extend your loan. They are always there when I need extra money.
Ms. Jessica Stark MD
Important
Now you can review general aspects of payday loans.
Payday Loans in Van Buren, Maine
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.
It is simple and fast to get accepted for payday loans in Van Buren, Maine. The APR will be set specifically for each applicant and will depend on the personal information the borrower filled in.
30% APR; In Fact - 217%*
$2,000
Not Specified
Not Specified
Advantages of Southern Bank that offers payday loans in Van Buren, Maine
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The money will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to complete the form. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Click a “Submit” button to get a loan offer from one of the lenders.
Why people take out cash advances?
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to individuals with a poor credit history. Payday loan approvals depend very much on other circumstances. Lenders will pay attention to your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a payday loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and learn the exact cost of the payday loan immediately.
Other Payday Lenders in Van Buren, Missouri
St John's Credit Union
1444 E Sunshine St, Springfield, MO 65804, USA
+1 (417) 820-2931
www.mymercycu.com
