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What people think about Southern Bank?
Great service, trusted place to do business.
Eunice Gutkowski
The staff here are warm and kind, and so helpful!
Presley Blick
The people are great here.
Phoebe Kilback
Important
The previous three items charactirize a certain lender. But below you can find common information about payday loans.
Payday Loans in Springfield, Massachusetts
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.
Payday loans are the easiest loans to qualify for in Springfield, Massachusetts. The entire process is straightforward. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.
23% small loan cap
Advantages of Southern Bank that offers payday loans in Springfield, Massachusetts
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the lender’s decision.
Why people apply for payday loans?
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to people with a poor credit history. Payday loan approvals depend very much on specific aspects. Lenders will pay attention to your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.
To get accepted for a cash advance, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a payday loan, you can use an online calculator. It will show the exact APR of your payday loan.
Other Payday Lenders in Springfield, Missouri
United Credit Union - Fulton
1204 S N Business 54, Fulton, MO 65251, USA
+1 (573) 592-7600
www.unitedcu.org
Central Bank - ATM
238 Madison St, Jefferson City, MO 65101, USA
+1 (573) 634-1212
www.centralbank.net
Great Southern Bank
6173 Telegraph Rd, Oakville, MO 63129, USA
+1 (314) 846-1346
locations.greatsouthernbank.com
U.S. Bank Branch
400 Market St, Ste. Genevieve, MO 63670, USA
+1 (573) 883-3588
locations.usbank.com
Maryville Quick Cash
102 E Torrance St, Maryville, MO 64468, USA
+1 (660) 562-2274
firstchoicepaydayloans.com