Speedy Cash Payday Loans Review - Springfield, Missouri

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4.1 154 reviews
Loan agency in Springfield, Missouri

2949 S National Ave, Springfield, MO 65804, USA
+1 (417) 881-1710
www.speedycash.com
Thursday
8AM–8PM
Friday
8AM–8PM
Saturday
8AM–8PM
Sunday
Closed
Monday
8AM–8PM
Tuesday
8AM–8PM
Wednesday
8AM–8PM
Testimonials

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Above-specified info provides the details about a exact lender. Below-shown info is oriented on shared information about payday loans.

Payday Loans in Springfield, Massachusetts

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Springfield, Massachusetts is taken out simply and quickly. The interest percentage is set respecting the category of the customer: the more loans are successfully repaid, the more reasonable terms will be ensured to you.

APR

23% small loan cap

How will Speedy Cash help issue a loan in Springfield, Massachusetts?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are taken out around the clock. The transfer will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by lenders before issuing a loan. But banks almost 100% deny the request when lenders in Springfield, ma will estimate other aspects like payment abilities and approve a loan. This is a way to improve your credit history.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the loan known as APR.

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Other Payday Lenders in Springfield, Missouri

Equity Bank

6200 NW 63rd Terrace, Kansas City, MO 64151, USA

+1 (816) 587-4322

www.equitybank.com

Academy Bank

1201 Grindstone Pkwy, Columbia, MO 65203, USA

+1 (573) 818-3350

www.academybank.com

LendNation

2244 1st Capitol Dr, St Charles, MO 63301, USA

+1 (636) 949-2439

www.lendnation.com

First State Bank & Trust Co

301 E 3rd St, Portageville, MO 63873, USA

+1 (573) 379-5735

www.fsbtrust.com

Bank of Minden

134 N Main St, Liberal, MO 64762, USA

+1 (417) 843-6445

La Plata State Bank

139 S Gex St, La Plata, MO 63549, USA

+1 (660) 332-4317

www.northeastmissouristatebank.com

O'Bannon Bank

201 MO-125, Strafford, MO 65757, USA

+1 (417) 736-2251

www.obannonbank.com

Peoples National Bank Corporate Office

826 Olive St, St. Louis, MO 63101, USA

+1 (877) 378-1909

www.peoplesnationalbank.com

Our Lady of Snows Credit Union

268 Hwy H, Henley, MO 65040, USA

+1 (573) 498-3729