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What people think about OakStar Bank?
GREAT customer service, real people.
Isidro Heller
Stephanie was a pleasure in the drive thru.
Leanna Murazik
Great bank for checking and other business.
Alda Abshire
Important
The previous three items describe a definite financial institution. But below you can read common data about payday loans.
Payday Loans in Springfield, Massachusetts
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Cash advance loans may become an easy and speedy solution to a short-term problem in Springfield, Massachusetts. Loans from payday lenders can get you money quickly. Your APR will depend on several factors.
23% small loan cap
Advantages of OakStar Bank that offers payday loans in Springfield, Massachusetts
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The funds will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to submit the form. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the offer.
Why people take out cash advances?
Payday loans for bad credit
If you have a bad credit score you may still be able to take out a payday loan. Such loans are created to help meet the needs of clients with bad credit scores. There are companies who may be willing to give you a payday loan even if you have a poor credit rating. You will need a regular income to apply for a bad credit payday loan.
To get approved for a loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and learn the real cost of the loan immediately.
Other Payday Lenders in Springfield, Missouri
Southern Bank
125 E Walnut St, Thayer, MO 65791, USA
+1 (417) 264-7217
locations.bankwithsouthern.com
TitleMax Title Secured Loans
2474 Chambers Rd, Moline Acres, MO 63136, USA
+1 (314) 868-5380
www.titlemax.com
Community National Bank & Trust
1109 Gulf St, Lamar, MO 64759, USA
+1 (417) 682-3574
www.mybankcnb.com
