Academy Bank Payday Loans Review - Saint Louis, Missouri

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3.4 39 reviews

1202 S Kirkwood Rd, Kirkwood, MO 63122, USA
+1 (314) 800-0680
www.academybank.com
Thursday
9AM–6PM
Friday
9AM–7PM
Saturday
10AM–2PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

Domain Info

Created Date

1999-12-17

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

uu7zj34k56w@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

What people think about Academy Bank?

Below you find some of the testimonials of our customers.
Note

Important

The above-given information provides the details about a certain lending service. The information below is about general information about payday loans.

Payday Loans in Saint Louis, Michigan

Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.

It is effortless and fast to get accepted for payday loans in Saint Louis, Michigan. The interest rate will be set specifically for each consumer and will depend on the personal information the borrower provided.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

Advantages of Academy Bank that offers payday loans in Saint Louis, Michigan

  • 24/7 application. This means you can apply and get funds at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account very quickly.
  • High approval rates. 94% of borrowers are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the offer.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to individuals with a poor credit history. Payday loan approvals depend very much on other factors. They will look at your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you can use an online calculator. It will show the exact APR of your payday loan.

Let's see

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