Simmons Bank Payday Loans Review - Saint Louis, Missouri

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Organization owner?
11781 Manchester Rd, Des Peres, MO 63131, USA
+1 (314) 965-5300
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Testimonials

What people think about Simmons Bank?

Below you see some of the opinions of our clients.

Thank you for the best service. Your managers guided me throughout the application. It’s great that you only need an ID to get approved.

Santa Murray DDS

Was invited to a gender party but was empty at that time. A friend recommended me to contact Simmons Bank. And I did. This was the best decision! Yes, the interest rate was high but I think it’s because I had low credit. In general, The process was straightforward.

Delpha Klocko Sr.

The process was effortless, quick. No surety needed. Thank you so much. Love their 24/7 customer support. No problems. Would apply again.

Audie Feeney

It needed to improve my credit because I had no chances of getting approved for a student loan. So I applied for a payday loan via Simmons Bank. Took out 3 small loans, one after another, and repaid them as agreed. My credit score improved! It worked! Very happy.

Carmel Stracke

Online application. I only needed an ID and a bank account. Very quick approval. The first time I was approved for $300 only. Hope the available amount will be more next time. APR is fair. Repaid the loan even before the due date. If desired, the term can be also extended.

Frederic Gibson

Simmons Bank seems reliable. Used it twice. The first loan approved was small – $500, but next time the limit was increased to $600. Paid off the loan on time. The managers were understanding, they gave clear answers to all my questions. No troubles. But their interest rates are not the lowest on the net.

Rudolph O'Connell

Thank you for the best service. Your managers guided me throughout the application. It’s great that you only need an ID to get approved.

Santa Murray DDS

Was invited to a gender party but was empty at that time. A friend recommended me to contact Simmons Bank. And I did. This was the best decision! Yes, the interest rate was high but I think it’s because I had low credit. In general, The process was straightforward.

Delpha Klocko Sr.

The process was effortless, quick. No surety needed. Thank you so much. Love their 24/7 customer support. No problems. Would apply again.

Audie Feeney

It needed to improve my credit because I had no chances of getting approved for a student loan. So I applied for a payday loan via Simmons Bank. Took out 3 small loans, one after another, and repaid them as agreed. My credit score improved! It worked! Very happy.

Carmel Stracke

Online application. I only needed an ID and a bank account. Very quick approval. The first time I was approved for $300 only. Hope the available amount will be more next time. APR is fair. Repaid the loan even before the due date. If desired, the term can be also extended.

Frederic Gibson

Simmons Bank seems reliable. Used it twice. The first loan approved was small – $500, but next time the limit was increased to $600. Paid off the loan on time. The managers were understanding, they gave clear answers to all my questions. No troubles. But their interest rates are not the lowest on the net.

Rudolph O'Connell

Note

Important

The above-given information provides the details about a definite company. The information below is about general information about payday loans.

Payday Loans in Saint Louis, Michigan

A payday loan is a short-term loan that can help you deal with sudden cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Saint Louis, Michigan. The entire process is stress-free. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

Advantages of Simmons Bank that offers payday loans in Saint Louis, Michigan

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to get a loan offer from one of the lenders.

Common reasons

Why people apply for cash advances?

Car expenses

2%
Treatment

1%
Vacation

1%
Clothes

1%
Home improvement

1%
Debt Consolidation

1%
Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit score can usually be an obstacle to getting a bank loan. A payday loan can rescue individuals who have poor credit scores or have no credit score. But we recommend you that as with any borrowing you should only dare applying for a payday loan if you are certain that you can make payments without delays.

To get approved for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and learn the real cost of the payday loan immediately.

Let's see

Other Payday Lenders in Saint Louis, Missouri

Easy Money Payday Loans

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+1 (417) 546-2941

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Armed Forces Bank

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Accel Loans

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Hawthorn Bank

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+1 (660) 438-2847

www.hawthornbank.com

Just Say Cash

15805 East 23rd St S, Independence, MO 64055, USA

+1 (816) 254-2288

The Home Loan Expert

1600 S Brentwood Blvd #700, St. Louis, MO 63144, USA

+1 (314) 781-9700

thehomeloanexpert.com

Quik Cash

1006 S 169 Hwy, Smithville, MO 64089, USA

+1 (816) 873-3172

www.qcholdings.com

Check Into Cash

14840 Manchester Rd, Ballwin, MO 63011, USA

+1 (636) 527-5908

local.checkintocash.com