What people think about Simmons Bank?
It needed to improve my credit because I had no chances of getting approved for a student loan. So I applied for a payday loan via Simmons Bank. Took out 3 small loans, one after another, and repaid them as agreed. My credit score improved! It worked! Very happy.
Carmel Stracke
Online application. I only needed an ID and a bank account. Very quick approval. The first time I was approved for $300 only. Hope the available amount will be more next time. APR is fair. Repaid the loan even before the due date. If desired, the term can be also extended.
Frederic Gibson
Simmons Bank seems reliable. Used it twice. The first loan approved was small – $500, but next time the limit was increased to $600. Paid off the loan on time. The managers were understanding, they gave clear answers to all my questions. No troubles. But their interest rates are not the lowest on the net.
Rudolph O'Connell
Thank you for the best service. Your managers guided me throughout the application. It’s great that you only need an ID to get approved.
Santa Murray DDS
Was invited to a gender party but was empty at that time. A friend recommended me to contact Simmons Bank. And I did. This was the best decision! Yes, the interest rate was high but I think it’s because I had low credit. In general, The process was straightforward.
Delpha Klocko Sr.
The process was effortless, quick. No surety needed. Thank you so much. Love their 24/7 customer support. No problems. Would apply again.
Audie Feeney
Important
The above-given information provides the details about a definite company. The information below is about general information about payday loans.
Payday Loans in Saint Louis, Michigan
A payday loan is a short-term loan that can help you deal with sudden cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Payday loans are the easiest loans to be eligible in Saint Louis, Michigan. The entire process is stress-free. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.
369% APR*
600
Not Specified
31 days
Advantages of Simmons Bank that offers payday loans in Saint Louis, Michigan
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Click a “Submit” button to get a loan offer from one of the lenders.
Why people apply for cash advances?
Payday loans for bad credit
Bad credit score can usually be an obstacle to getting a bank loan. A payday loan can rescue individuals who have poor credit scores or have no credit score. But we recommend you that as with any borrowing you should only dare applying for a payday loan if you are certain that you can make payments without delays.
To get approved for a loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and learn the real cost of the payday loan immediately.
Other Payday Lenders in Saint Louis, Missouri
Leah Casteel, Southern Bank Lender, NMLS# 1420829
302 Washington St, Doniphan, MO 63935, USA
+1 (573) 996-2166
loans.bankwithsouthern.com
ATM Belgrade State Bank
414 N State St, Desloge, MO 63601, USA
+1 (573) 431-3999
www.belgradestatebank.com
Merchants & Farmers Bank
301 NE 2nd St, Hardin, MO 64035, USA
+1 (660) 398-4312
www.merchantsandfarmers.net
Mid-American Title Loans
601 W 7th St, Joplin, MO 64801, USA
+1 (417) 782-2131
www.midamericantitleloans.net
