What people think about Direct Loans?
They only ask for an ID to apply. Last week I was broke and needed extra money to hold on. These guys approved me although I had a bad credit score. Fast and safe process. !
Miss Lelah O'Reilly
Direct Loans seems honest. Applied twice. The first payday loan approved was small – $200, but next time the limit was increased to $700. Paid off the loan even earlier. The employees were understanding, they gave fast answers to all my questions. No issues. But their interest rates are not the lowest on the net.
Prof. Eladio Hermann
I applied for the first loan in my life, was approved in 10 minutes despite the fact that I had bad credit. I repaid it on time. Love this company for their competitive rates. Other lenders in my state charge sky high interest!
Joana Olson
Pay Attention
The previous three items charactirize a specific financial institution. But below you can read general details about payday loans.
Payday Loans in Saint Joseph, Tennessee
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.
Payday loans in Saint Joseph, Tennessee is are easy to access. The interest rate is specific for each borrower and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.
460%*
$500
Not Specified
31 days
Advantages of Direct Loans that offers payday loans in Saint Joseph, Tennessee
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get money. The funds will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to complete the application. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Click a “Submit” button to get a loan offer from one of the lending companies.
Why people apply for cash advances?
Payday loans for bad credit
Having a bad credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a poor credit rating an increased opportunity to get approved for short-term loans. A payday loan may be the only financial product available for some people to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your budget and pay back your loan commitments in a timely manner.
To get approved for a cash advance, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a payday loan, you can use an online calculator. It will show the definite APR of your cash advance.
Other Payday Lenders in Saint Joseph, Missouri
Check `n Go
13700 E, US-40 Ste B, Independence, MO 64055, USA
+1 (816) 478-5100
locations.checkngo.com
U.S. Bank Branch
1 Mid Rivers Mall Dr, St Peters, MO 63376, USA
+1 (636) 397-0195
locations.usbank.com
New Era Bank
101 S Mine La Motte St, Fredericktown, MO 63645, USA
+1 (573) 783-3336
www.newerabank.com
