ATM (UMB Bank) Payday Loans Review - Saint Joseph, Missouri

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3601 Mitchell Ave, St Joseph, MO 64507, USA
+1 (816) 233-8284
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Testimonials

What people think about ATM (UMB Bank)?

Below you see some of the opinions of our clients.
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Below you can read general information about payday loans and their common aspects.

Payday Loans in Saint Joseph, Tennessee

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

It is effortless and fast to get approved for payday loans in Saint Joseph, Tennessee. The APR will be set individually for each case and will depend on the personal information the client entered.

APR

460%*

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of ATM (UMB Bank) that offers payday loans in Saint Joseph, Tennessee

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to recieve a loan offer from one of the lending companies.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can usually be an obstacle to getting a bank loan. A payday loan can help consumers who have bad credit scores or have no credit score. But we recommend you that as with any debt you should only consider applying for a cash advance if you are convinced that you can afford payments in a timely manner.

To get approved for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and find out the definite cost of the payday loan immediately.

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Other Payday Lenders in Saint Joseph, Missouri

Check Into Cash

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Security Finance

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www.securityfinance.com

MoneyGram inside ADVANCE AMERICA

3202 S Belt Hwy ste a, St Joseph, MO 64503, USA

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Southern Bank

4803 S National Ave Suite 100, Springfield, MO 65810, USA

+1 (417) 883-0050

locations.bankwithsouthern.com

Northwest Missouri Regional Credit Union

26155 Stolls Country Lane, Maryville, MO 64468, USA

+1 (660) 582-5747

Mid-American Title Loans

3434 Main St, Kansas City, MO 64111, USA

+1 (816) 931-7611

www.midamericantitleloans.net

ATM (UMB Bank)

301 N Main St, Paris, MO 65275, USA

Exchange Bank of Missouri

101 S Church St, Fayette, MO 65248, USA

+1 (660) 248-3388

www.ebmo.com