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What people think about First State Community Bank?
Said I was approved for a payday loan. Have been waiting 3 days, still no money I my account. I conclude it’s scam.
Pearl Bashirian
I took loans from First State Community Bank many times. Previously it was ok. Last time they said I was approved. Promised the funds would be in my account within 9 hours. It’s been three days – no money. They do not answer emails. Why???
Liam Ziemann
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Below you can review general information about payday loans and their common features.
Payday Loans in Richland, New York
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
It is easy and speedy to get approved for payday loans in Richland, New York. The APR will be set individually for each person and will depend on the personal information the borrower provided.
25% small loan cap
Advantages of First State Community Bank that offers payday loans in Richland, New York
- 24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within several hours.
- High approval rates. 94% of applications are accepted.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Then submit your online application to get an offer from one of payday lenders.
Why people apply for cash advances?
Payday loans for bad credit
If you have a bad credit history you may still be able to take out a payday loan. Such loans are designed to help meet the needs of applicants with lower credit scores. There are companies who may be willing to give you a payday loan even if you have a bad credit score. You will need a steady income to apply for a bad credit payday loan.
To get approved for a loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.
Other Payday Lenders in Richland, Missouri
Wood & Huston Bank
1319 Porter Wagoner Blvd, West Plains, MO 65775, USA
+1 (417) 256-7183
www.woodhuston.com
Great Southern Bank
100 Pine Castle Estate Blvd, Fredericktown, MO 63645, USA
+1 (573) 783-2265
locations.greatsouthernbank.com
