Mercantile Bank Payday Loans Review - Palmyra, Missouri

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5 reviews

123 W Lafayette St, Palmyra, MO 63461, USA
+1 (573) 769-2134
mercantilebk.com
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5:30PM
Saturday
9AM–12PM
Testimonials

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Above there are details about a certain lending company. Below every reader may grapple with the essence of payday loans.

Payday Loans in Palmyra, New York

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

It is simple and fast to take out payday loans in Palmyra, New York. The rates are set on an individual basis: if a borrower repays as much loans as possible, he will be offered one of the most efficinet terms and rates.

APR

25% small loan cap

How will Mercantile Bank help issue a payday loan in Palmyra, New York?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to review the application. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is assessed by payday lenders before issuing a loan. But banks almost 100% deny the application when lenders in Palmyra, ny will estimate other aspects like solvency and approve a loan. This is a way to enhance your credit score.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will provide the cost of the payday loan. It takes seconds to see the result.

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Great Southern Bank ATM

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