Southern Bank Payday Loans Review - Nixa, Missouri

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3.7 3 reviews

9005 Sawgrass Ave, Nixa, MO 65714, USA
+1 (417) 581-5320
locations.bankwithsouthern.com
Friday
8:30AM–5PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM

Domain Info

Created Date

2009-05-20

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

bankwithsouthern.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

Feedback about Southern Bank?

Here you get acquainted with the feedback of our customers.
Note

Pay Attention

Further there will be given the details about not a exact lending company. The information below will define common information about payday loans and its specific aspects.

Payday Loans in Nixa, Missouri

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Nixa, Missouri is issued easily and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more loans you pay back off, the more reasonable rates you will get.

APR

443% APR*

Max Loan

$500

Min Term

14 days

Max Term

31 days

How will Southern Bank help issue a payday loan in Nixa, Missouri?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are taken out day and night. The transfer will be sent to a card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is taken into account by financial institutions. Payday lenders in Nixa, mo consider this circumstance not a hindrence to issue a loan. The client of a payday loan should be prepared to objectively estimate financial capabilities, take out a loan, pay off the debt on a due date and not only handle current difficulties, but enhance the credit rating.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the annual percentage rate. This is a real cost of the loan.

Let's see

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