West Community Credit Union Payday Loans Review - Lake Saint Louis, Missouri

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4 8 reviews

101 Pond Fort Trail, Lake St Louis, MO 63367, USA
+1 (636) 720-2400
westcommunitycu.org
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
10AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Testimonials

What people think about West Community Credit Union?

Below you see some of the opinions of our customers.
Note

Important

Now you can see general aspects of payday loans.

Payday Loans in Lake Saint Louis, Missouri

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Payday loans in Lake Saint Louis, Missouri is are simple to get. The APR is individual for each person and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

443% APR*

Max Loan

$500

Min Term

14 days

Max Term

31 days

Advantages of West Community Credit Union that offers payday loans in Lake Saint Louis, Missouri

  • 24/7 application. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within a few hours.
  • High approval chances. 94% of borrowers are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are perfect for people with a credit report that's less than perfect, or who have bad to no credit history. Bad credit score may prevent you from getting accepted for a bank loan. Payday lenders in Lake Saint Louis, mo work with consumers with poor credit. You can apply for a bad credit payday loan online around the clock and if accepted could have the funds in your account within a few hours.

To get approved for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the real APR of your payday loan.

Let's see

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Commerce Bank ATM

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