First Citizens Bank Payday Loans Review - Kansas City, Missouri

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2.7 3 reviews

4717 Grand Ave Suite 100, Kansas City, MO 64112, USA
+1 (816) 303-3157
locations.firstcitizens.com
Wednesday
9AM–12:15PM, 1:30–5PM
Thursday
9AM–12:15PM, 1:30–5PM
Friday
9AM–12:15PM, 1:30–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–12:15PM, 1:30–5PM
Tuesday
9AM–12:15PM, 1:30–5PM
Testimonials

What people think about First Citizens Bank?

Below you see some of the opinions of our customers.
Note

Important

The previous three items charactirize a specific lending service. But below you can read general data about payday loans.

Payday Loans in Kansas City, Missouri

A payday loan is a short-term loan that can help you cover immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to get in Kansas City, Missouri. The entire process is fast. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

443% APR*

Max Loan

$500

Min Term

14 days

Max Term

31 days

Advantages of First Citizens Bank that offers payday loans in Kansas City, Missouri

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to people with a bad credit score. Payday loan approvals depend very much on other circumstances. They will look at your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.

To get accepted for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a loan, you can use an online calculator. It will show the exact APR of your loan.

Let's see

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