Speedy Cash Payday Loans Review - Kansas City, Missouri

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3.9 78 reviews
Loan agency in Kansas City, Missouri

3947 Main St, Kansas City, MO 64111, USA
7 years in business
+1 (816) 931-0984
www.speedycash.com
Thursday
8AM–8PM
Friday
8AM–8PM
Saturday
8AM–8PM
Sunday
(Easter)
Closed
Monday
8AM–8PM
Tuesday
8AM–8PM
Wednesday
8AM–8PM
Testimonials

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Pay Attention

The first three points describe the certain lender. In other turn, below-shown info makes readers get acquainted shared information about payday loans.

Payday Loans in Kansas City, Missouri

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small amount is issued: $100-$1,000.

This financial product in Kansas City, Missouri is taken out simply and quickly. The interest percentage is defined depending on the category of the client: the more loans are successfully paid off, the more attractive terms will be guaranteed to you.

APR

443% APR*

Max Loan

$500

Min Term

14 days

Max Term

31 days

How will Speedy Cash help take out a loan in Kansas City, Missouri?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are issued day and night. The payday loan will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

A adverse factor considered by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by lenders to take out a cash advance. The lending company review many aspects such as financial solvency to approve the form. Payday loans in Kansas City, Missouri may help improve your credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the annual percentage rate. This is a real cost of the payday loan.

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