Blue Ridge Bank and Trust Co. Payday Loans Review - Independence, Missouri

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3.2 15 reviews

Organization owner?

4200 Little Blue Pkwy, Independence, MO 64057, USA

+1 (816) 358-5000

www.blueridgebank.com

Friday

11AM–3PM

Saturday

Closed

Sunday

Closed

Monday

11AM–3PM

Tuesday

11AM–3PM

Wednesday

11AM–3PM

Thursday

11AM–3PM

Domain Info

What people think about Blue Ridge Bank and Trust Co.?

Below you read some of the reviews of our customers.

Note

Pay Attention

The above-given information provides the details about a definite lending service. The information below is about general information about payday loans.

Payday Loans in Independence, Virginia

A payday loan is a short-term loan that can help you deal with immediate cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Online payday loans can be the best solution to your temporary financial difficulties in Independence , Virginia because they are easily approved and easily paid off. Your APR will depend on your state law or on the payday lender's policy.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of Blue Ridge Bank and Trust Co. that offers payday loans in Independence, Virginia

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The money will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a few minutes to fill out the application. The funds are deposited to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the offer.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give people with a poor credit history an increased opportunity to get accepted for payday loans. A payday loan may be the only option available for some consumers to help them out of fix. If you take out such a loan, it is critical that you always borrow within your means and pay off your loan commitments on time.

To get approved for a cash advance, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to find out the definite cost of the payday loan even before applying.

Let's see