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What people think about Focus Bank?
I needed $300 to buy a suit for a party. The only solution was to apply for a payday loan. Found a lot of companies on the Internet. Focus Bank seemed the most credible lender in Charleston.
Prof. Russell Russel I
A good payday lender. The company quickly processed my application. Had funds in my account the next day. If you need some extra cash urgently, this is the best place to apply, I’m telling you!
Miguel Maggio
Was invited to a wedding but was empty at that time. A friend recommended me to use Focus Bank. And I did. This was the right decision! Yes, the interest rate was high but I think it’s because I had bad credit. In general, The process was trouble free.
Dr. Christian Steuber Jr.
I want to say Many Thanks to the team of Focus Bank. They offer quick solution to any sudden money troubles. Love them for their quick decision. Applied for a cash advance and got accepted although my credit was not perfect. I will 100% use this service if I need money in the future.
Trever Emmerich
Important
Below you can see general information about payday loans and their common aspects.
Payday Loans in Charleston, Maine
Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.
It is easy and speedy to get accepted for payday loans in Charleston, Maine. The APR will be set specifically for each consumer and will depend on the personal data the applicant filled in.
30% APR; In Fact - 217%*
$2,000
Not Specified
Not Specified
Advantages of Focus Bank that offers payday loans in Charleston, Maine
- Apply around the clock. You can use the online service 24/7. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Then click “Submit” and wait for approval.
Why people take out cash advances?
Payday loans for bad credit
Payday loans are created for borrowers with a credit report that's less than perfect, or who have poor to no credit history. Bad credit history may prevent you from getting approved for a bank loan. Payday lenders in Charleston, me welcome people with poor credit. You can apply for a bad credit payday loan on the net at any time of the day and if accepted could have the funds in your account within several hours.
To get accepted for a cash advance, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a loan, you can use an online calculator. It will show the exact APR of your payday loan.
Other Payday Lenders in Charleston, Missouri
Arvest Bank ATM
360 SW M, MO-150, Lee's Summit, MO 64082, USA
+1 (888) 307-3496
locations.arvest.com
HomePride Bank of Mansfield
110 E Commercial St, Mansfield, MO 65704, USA
+1 (417) 924-3211
www.homepridebank.com
Navy Federal Credit Union
332 Marshall Dr F, St Robert, MO 65584, USA
+1 (888) 842-6328
www.navyfederal.org
Advance America
1621 W US-60 BUS Ste D, Dexter, MO 63841, USA
+1 (573) 624-8581
www.advanceamerica.net
