Heritage Community Bank Payday Loans Review - Chamois, Missouri

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5 reviews

101 S N Main St, Chamois, MO 65024, USA
+1 (573) 763-5958
www.hcbanks.com
Saturday
7:30–11:30AM
Sunday
Closed
Monday
7:30AM–4PM
Tuesday
7:30AM–4PM
Wednesday
7:30AM–4PM
Thursday
7:30AM–4PM
Friday
7:30AM–6PM

Domain Info

Created Date

2007-02-13

Mailing Address

101 MAIN ST

CHAMOIS

MO

65024

United States

Company Name

Heritage Community Bank

Heritage Community Bank

Contact Data

rmitchem@hcbanks.com

5737635958

Testimonials

What people think about Heritage Community Bank?

Below you see some of the opinions of our customers.
Note

Important

Below you can review general information about payday loans and their common aspects.

Payday Loans in Chamois, Missouri

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to qualify for in Chamois, Missouri. The entire process is effortless. They are appoved immediately and come with individual APR. It will be influenced by the borrower’s personal data.

APR

443% APR*

Max Loan

$500

Min Term

14 days

Max Term

31 days

Advantages of Heritage Community Bank that offers payday loans in Chamois, Missouri

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies applicants from getting a bank loan. Payday loans give people with a poor credit score an increased opportunity to get approved for short-term loans. A payday loan may be the only financial product available for some borrowers to help them out of fix. If you take out such a loan, it is important that you always borrow within your needs and pay off your loan commitments without delays.

To get accepted for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was designed to quickly calculate the APR. It’s easy to learn the real cost of the payday loan even before applying.

Let's see

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