Southern Bank Payday Loans Review - Cape Girardeau, Missouri

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3.7 3 reviews

3168 William St, Cape Girardeau, MO 63703, USA
+1 (573) 331-7100
locations.bankwithsouthern.com
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–4PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM

Domain Info

Created Date

2009-05-20

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

bankwithsouthern.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

What people think about Southern Bank?

Below you read some of the reviews of our clients.
Note

Pay Attention

Now you can review general features of payday loans.

Payday Loans in Cape Girardeau, Missouri

A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Cape Girardeau, Missouri. The entire process is stress-free. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

443% APR*

Max Loan

$500

Min Term

14 days

Max Term

31 days

Advantages of Southern Bank that offers payday loans in Cape Girardeau, Missouri

  • 24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account very quickly.
  • High approval rates. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a bad credit rating an increased chance to get accepted for short-term loans. A payday loan may be the only financial product available for some people to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your opportunities and pay off your loan commitments in a timely manner.

To get approved for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to find out the definite cost of the payday loan even before applying.

Let's see

Other Payday Lenders in Cape Girardeau, Missouri

U.S. Bank Branch

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+1 (314) 531-4495

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Republic Finance

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locations.republicfinance.com

Simmons Bank

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www.simmonsbank.com

Fast Cash

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+1 (816) 776-6779

Loan Machine

3209 S Campbell Ave, Springfield, MO 65807, USA

+1 (417) 877-9900

www.tlmloan.com

Regions Bank

2114 Paris Rd, Columbia, MO 65202, USA

+1 (573) 607-4000

www.regions.com

Freedom Bank of Southern Missouri

36042 State Hwy 86, Golden, MO 65658, USA

+1 (417) 271-3814

www.freedombk.com

Enterprise Bank & Trust

14 N Jackson St, Perryville, MO 63775, USA

+1 (573) 605-6099

www.enterprisebank.com