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What people think about Southern Bank?
Used Southern Bank for the second time. The company is credible. They always keep you updated on your debt. No fraud. You can always extend your loan. They are always there when I need extra funds.
Velva Gislason
They only ask for an ID to verify you. Last month I was ill and needed extra funds to hold on. These guys saved me although I had a bad credit score. Quick and legit application. !
Ms. Vicky Lynch II
I am a regular customer of Southern Bank. It is very simple to apply online. The APR was affordable. Their staff always respond in a timely manner.
Prof. Hoyt Jaskolski
Southern Bank rescued me in a hopeless time. They approved me for a cash advance although I had credit issues. The process was effortless and fast. I like their competent customer support service and reasonable rates. I will definitely recommend this online lender to my family and friends.
Godfrey VonRueden IV
It needed to fix my credit because I had no chances of getting approved for a mortgage. So I applied for a payday loan via Southern Bank. Took out 3 small loans, one after another, and repaid them as agreed. My credit history improved! It worked! Very satisfied.
Annabelle Price
I applied for the first payday loan in my life, was approved the same day despite the fact that I had bad credit. I repaid it on time. Love this lender for their affordable rates. Other lenders in my city charge sky high interest!
Ivah Schumm
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Payday Loans in Cape Girardeau, Missouri
A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to qualify for in Cape Girardeau, Missouri. The entire process is stress-free. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal information.
443% APR*
$500
14 days
31 days
Advantages of Southern Bank that offers payday loans in Cape Girardeau, Missouri
- 24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account very quickly.
- High approval rates. 94% of applications are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Payday loans for bad credit
Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a bad credit rating an increased chance to get accepted for short-term loans. A payday loan may be the only financial product available for some people to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your opportunities and pay off your loan commitments in a timely manner.
To get approved for a payday loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Cape Girardeau, Missouri
Commerce Bank
16303 Truman Rd, Ellisville, MO 63011, USA
+1 (314) 746-3002
locations.commercebank.com
Republic Finance
820 SW Blue Pkwy, Lee's Summit, MO 64063, USA
+1 (816) 334-0020
locations.republicfinance.com
Freedom Bank of Southern Missouri
36042 State Hwy 86, Golden, MO 65658, USA
+1 (417) 271-3814
www.freedombk.com
Enterprise Bank & Trust
14 N Jackson St, Perryville, MO 63775, USA
+1 (573) 605-6099
www.enterprisebank.com