Advance America Payday Loans Review - Winona, Mississippi

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5 110 reviews

Loan agency in Winona, Mississippi

Organization owner?

405-B N Applegate St, Winona, MS 38967, USA

+1 (662) 283-1112

www.advanceamerica.net

Wednesday

10AM–6PM

Thursday

10AM–6PM

Friday

9AM–7PM

Saturday

9AM–2PM

Sunday

Closed

Monday

10AM–6PM

Tuesday

Closed

Domain Info

Feedback about Advance America?

Here you see the feedback of our customers.

Note

Pay Attention

Above there are details about a certain lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Winona, West Virginia

According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

It is easy and quick to take out loans in Winona, West Virginia. The rates are set on an individual basis: if a borrower repays as much loans as possible, she will be provided one of the most favorable terms and rates.

APR

31% APR for loans up to $2,000

How will Advance America help issue a loan in Winona, West Virginia?

Round the clock service. Every borrower may contact the service round the clock. The borrowed funds will be credited to credit card. You won't be asked to visit any department.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online application. You have to fill out an online application only. It will be considered within minutes. The funds are deposited in 24 business hours.
Fast and high approval rate. The positive answer counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to issue a payday loan from online lenders.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

16%

Healthcare Bills

18%

Traveling

14%

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is assessed by microfinance organizations before taking out a loan. But banks almost 100% refuse the application when lenders in Winona, wv will estimate other aspects like solvency and approve a loan. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This calculator is intended to calculating the APR. This is a definite cost of the loan.

Let's see