Mechanics Bank Payday Loans Review - Water Valley, Mississippi

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4.3 6 reviews

319 Main St, Water Valley, MS 38965, USA
+1 (662) 473-2261
www.mechanicsbankms.com
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM
Thursday
9AM–4:30PM
Friday
9AM–5PM
Saturday
8:30AM–12PM
Sunday
Closed
Monday
9AM–4:30PM

Domain Info

Created Date

1999-06-22

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

mechanicsbankms.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

Feedback about Mechanics Bank?

Here you grapple with the feedback of our clients.
Note

Pay Attention

Further there will be presented the details about not a exact lending company. The information below will explain common information about payday loans and its specific aspects.

Payday Loans in Water Valley, Mississippi

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

Payday loans in Water Valley, Mississippi are taken out problem-free. The interest percentage is conditional on the client's personal information: if you cover obligations for more payday loans, the more reasobanle terms and rates lenders offer.

APR

521% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

30 days

How will Mechanics Bank help take out a payday loan in Water Valley, Mississippi?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is considered by lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Water Valley, ms will estimate other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit score.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

Let's see

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World Finance

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Edward Jones - Financial Advisor: Raymond T Hanser III

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Kroger Money Services

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Mississippi Title Loans, Inc.

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Cash Inc

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+1 (601) 482-6998

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Regions Bank

3963 Mall Dr, Tupelo, MS 38801, USA

+1 (662) 821-6470

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Bank of Kilmichael

120 S Depot Ave, Kilmichael, MS 39747, USA

+1 (662) 262-7844

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