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What people think about Magnolia State Bank?
I have already submitted an application to this website twice and I was very pleased with the rates. This is the only round the clock service with competitive rates in my city.
Arch Reilly
Recently I experienced the most unexpected situation in my life. I urgently needed $800 to pay for medical bills. This institution helped me immediately. They were the only website that approved me for the necessary amount. I sorted out all my troubles. I will surely recommend this lender to my family. Best service in my life.
Van Welch
Magnolia State Bank seems credible. They rescued me twice. The first payday loan approved was small – $100, but next time the limit was increased to $1000. Closed the loan even earlier. The employees were caring, they gave fast answers to all my questions. No complaints. But their interest rates are not the lowest on the net.
Lavada Reynolds
Simple application. I only needed an ID and a bank account. Very quick lending decision. The first time I was approved for $500 only. Hope the limit will increase next time. Interest rate is fair. Repaid the debt on time. If you have difficulties, the term can be also extended.
Christiana Stark
Magnolia State Bank seems fair. At least they charge no hidden fees. This was the only company that accepted me for a payday loan.
Ms. Jalyn Cummerata
Important
The above-given information provides the details about a certain lending service. The information below is about general information about payday loans.
Payday Loans in Taylorsville, North Carolina
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans in Taylorsville, North Carolina is are easy to access. The interest rate is individual for each person and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.
36% APR small loan cap
Advantages of Magnolia State Bank that offers payday loans in Taylorsville, North Carolina
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The money will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to complete the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the lender’s decision.
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a bad credit score. Payday loan approvals depend very much on specific circumstances. Lenders will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Taylorsville, Mississippi
BankPlus Mortgage Center: John Michael Wilson
217 Clinton Blvd, Clinton, MS 39060, USA
+1 (601) 924-0081
www.bankplus.net
Discount Cash Advance
1020 Goodman Rd, Horn Lake, MS 38637, USA
+1 (662) 536-4188
discountcashadvanceloans.com
ATM (Regions Bank)
714 Halbert Heights Rd Dr, Brookhaven, MS 39601, USA
+1 (800) 734-4667
www.regions.com
Mc' s Payday Loan
Lumberton, MS 39455, USA
Republic Finance
710 N Davis Ave Suite L, Cleveland, MS 38732, USA
+1 (662) 846-9022
locations.republicfinance.com