Shelby Federal Credit Union Payday Loans Review - Shelby, Mississippi

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5 reviews
Organization owner?
1003 Broadway St, Shelby, MS 38774, USA
+1 (662) 398-7091
Testimonials

Feedback about Shelby Federal Credit Union?

Here you get acquainted with the feedback of our clients.

Shelby Federal Credit Union seemed to me the safe. At least no insurance and extra fees. There are no discounts for regular clients. When repaying a debt, a transfer fee is not taken, although this is a bonus.

Mrs. Madelyn Rippin Sr.

A good payday lender. The service quickly processed the application and credited the funds to my credit card.

Lionel Stroman

I took the first cash advance, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to renew the payment and return the loan in parts. Immediately after repaying the old one, you can issue a new one, the available amount increases every time.

Dr. Foster Lueilwitz MD

I took out a payday loan when I had problems with money. There was no other way out. I looked out this site on the Internet, among others. Has applied several services. One denied, the other issued at too high a percentage, but here it was approved as I wanted.

Gaston Bahringer

Note

Pay Attention

Above there are details about a exact lending company. Below every reader may grapple with the common features of payday loans.

Payday Loans in Shelby, North Carolina

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in Shelby, North Carolina is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more cash advance you pay back off, the more reasonable rates you will get.

APR

36% APR small loan cap

How will Shelby Federal Credit Union help take out a payday loan in Shelby, North Carolina?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are taken out around the clock. The transfer will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Shelby, North Carolina. They rate many other factors before taking out a payday loan. One of them is solvency. This is a way to enhance your credit history.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will show the cost of the loan. It takes seconds to see the outcome.

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