Members Exchange Credit Union Payday Loans Review - Ridgeland, Mississippi

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2.8 26 reviews

107 Marketridge Dr, Ridgeland, MS 39157, USA
+1 (601) 922-3350
www.mecuanywhere.com
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM

Domain Info

Created Date

2005-03-30

Mailing Address

PO BOX 31049

JACKSON

MS

39286-1049

United States

Company Name

Members Exchange Credit Union

Members Exchange Credit Union

Contact Data

lhayes@memexcu.com

601-923-4302

Testimonials

Feedback about Members Exchange Credit Union?

Here you grapple with the feedback of our customers.
Note

Pay Attention

Payday lenders are provided in the first three points. Below info specifies general information about payday loans.

Payday Loans in Ridgeland, South Carolina

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

It is simple and quick to take out loans in Ridgeland, South Carolina. The rates are set on an individual basis: if a client repays as much payday loans as possible, she will be offered one of the most reasonable terms and rates.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will Members Exchange Credit Union help issue a loan in Ridgeland, South Carolina?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The loan will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor reviewed by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by microfinance organizations to take out a cash advance. The lender review many aspects such as financial solvency to approve the request. Cash advance in Ridgeland, South Carolina may help enhance your credit score.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the annual percentage rate. This is a real cost of the loan.

Let's see

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