American Cash Payday Loans Review - Ridgeland, Mississippi

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587 Hwy 51 North, Suite V-1, Ridgeland, MS 39157, USA
+1 (601) 898-9718
Tuesday
9:30AM–5:30PM
Wednesday
9:30AM–5:30PM
Thursday
9:30AM–5:30PM
Friday
9:30AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9:30AM–5:30PM
Testimonials

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Here you grapple with the reviews of our customers.
Note

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Further there will be presented the details about not a definite lending company. The information below will define shared information about payday loans and its specific elements.

Payday Loans in Ridgeland, South Carolina

A short-term loan is known as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts vary from $100-$1,000.

Such financial products as payday loan in Ridgeland, South Carolina is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more loans you pay back off, the more favorable rates a client will get.

APR

391% APR*

Max Loan

$550

Min Term

Not Specified

Max Term

31 days

How will American Cash help issue a payday loan in Ridgeland, South Carolina?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed funds will be credited to credit card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to issue a cash advance from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Ridgeland, South Carolina. They rate many other factors before issuing a loan. One of them is solvency. This is a way to enhance your credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will show the cost of the payday loan. It takes seconds to see the outcome.

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