First Heritage Credit Payday Loans Review - Oxford, Mississippi

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5 3 reviews
Loan agency in Oxford, Mississippi

125 Heritage Dr, Oxford, MS 38655, USA
+1 (662) 234-4460
www.1stheritagecredit.com

Domain Info

Created Date

2006-02-28

Mailing Address

DomainsByProxy.com 14455 N. Hayden Road

Scottsdale

Arizona

85260

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

1stheritagecredit.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

What people think about First Heritage Credit?

Below you read some of the opinions of our customers.
Note

Pay Attention

Above there is information about a precise lender. Below you can review common aspects of payday loans.

Payday Loans in Oxford, New York

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to qualify for in Oxford, New York. The entire process is stress-free. They are appoved immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

25% small loan cap

Advantages of First Heritage Credit that offers payday loans in Oxford, New York

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to fill out the application. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give borrowers with a poor credit history an increased chance to get approved for payday loans. A payday loan may be the only option available for some clients to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your needs and repay your loan commitments as agreed in the contract.

To get approved for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.

Let's see

Other Payday Lenders in Oxford, Mississippi

BankPlus

913 Mississippi Dr, Waynesboro, MS 39367, USA

+1 (601) 735-5001

www.bankplus.net

Mechanics Bank

321 S Main St, Water Valley, MS 38965, USA

+1 (662) 473-1234

mechanicsbankms.com

Community Loans of America

909 Pass Rd, Gulfport, MS 39501, USA

+1 (228) 864-4313

www.clacorp.com

Fidelity National Loans

1106 N 2nd St E, Booneville, MS 38829, USA

+1 (662) 728-3757

myfidelityloans.com

Navigator Credit Union

7301 MS-614 Ste. H, Hurley, MS 39555, USA

+1 (800) 344-3281

www.navigatorcu.org

MoneyGram

305 MS-6, Batesville, MS 38606, USA

+1 (662) 578-5350

locations.moneygram.com

Republic Finance

907 W Beacon St, Philadelphia, MS 39350, USA

+1 (601) 656-4110

locations.republicfinance.com

Title Cash

611 Mississippi Dr, Waynesboro, MS 39367, USA

+1 (601) 735-5737

www.titlecash.com

Brookhaven Check Cash

703 US-51 North, Brookhaven, MS 39601, USA

+1 (601) 835-2123

brookhavencheckcash.com