Advance America Payday Loans Review - Oxford, Mississippi

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5 93 reviews
Loan agency in Oxford, Mississippi

2008 University Ave Suite D, Oxford, MS 38655, USA
+1 (662) 234-0315
www.advanceamerica.net
Saturday
9AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
9AM–7PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina

United States

Company Name

AARC, LLC.

AARC, LLC.

Testimonials

Feedback about Advance America?

Here you grapple with the reviews of our clients.
Note

Pay Attention

Further there will be given the details about not a definite lender. The information below will tell about shared information about payday loans and its specific aspects.

Payday Loans in Oxford, New York

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

It is easy and fast to issue loans in Oxford, New York. The rates are accured on an individual basis: if a customer repays as much payday loans as possible, she will be offered one of the most efficinet terms and rates.

APR

25% small loan cap

How will Advance America help issue a loan in Oxford, New York?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are issued around the clock. The deposit will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is reviewed by financial institutions. Lenders in Oxford, ny review this circumstance not a hindrence to take out a loan. The client of a payday loan should be ready to objectively estimate financial abilities, issue a loan, repay the debt on schedule and not only solve current issues, but improve the credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should determine its definite cost. This calculator will show the APR of the loan.

Let's see

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