Magnolia Federal Credit Union Payday Loans Review - Madison, Mississippi

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3.5 12 reviews

1770 US-51, Madison, MS 39110, USA
+1 (601) 977-8300
www.magfedcu.org
Wednesday
8AM–4:30PM
Thursday
8AM–4:30PM
Friday
8AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8AM–4:30PM
Tuesday
8AM–4:30PM
Testimonials

Feedback about Magnolia Federal Credit Union?

Here you grapple with the feedback of our customers.
Note

Pay Attention

The first three points show the certain lending company. In other turn, below-defined info makes readers grapple with common information about payday loans.

Payday Loans in Madison, New York

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

It is simple and quick to issue loans in Madison, New York. The rates are set on an individual basis: if a borrower repays as much loans as possible, she will be provided one of the most efficinet terms and rates.

APR

25% small loan cap

How will Magnolia Federal Credit Union help take out a loan in Madison, New York?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to review the application. The funds are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Lenders do not consider this factor the only one to take out a loan in Madison, New York. The lending company will assess many points to qualify such as solvency. Payday loans will be a source to enhance your bad credit score into a favorable one.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the annual percentage rate of the payday loan, you are welcome to use the calculator. It will determine the cost of the cash advance.

Let's see

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