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What people think about Merchants & Farmers Bank?
I have already submitted an application to this company 3 times and I was very happy with the rates. This is the only round the clock service with reasonable rates in my city.
Bethel Roberts
Yesterday I needed $1000 to cover car repair bills. I decided to contact Merchants & Farmers Bank. They only approved me for $600 but the process itself was legit, and their rates were attractive.
Oren Dach
I always use Merchants & Farmers Bank when it need a payday loan. The application process is trouble-free. No complaints.
Lilla Braun
Important
The previous three items describe a precise lender. But below you can read common information about payday loans.
Payday Loans in Byhalia, Mississippi
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.
It is simple and fast to get approved for payday loans in Byhalia, Mississippi. The interest rate will be set specifically for each applicant and will depend on the personal details the applicant filled in.
521% APR*
$500
Not Specified
30 days
Advantages of Merchants & Farmers Bank that offers payday loans in Byhalia, Mississippi
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The money will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to complete the form. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Click a “Submit” button to recieve a loan offer from one of the lending companies.
Why people take out cash advances?
Payday loans for bad credit
Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give people with a poor credit history an increased opportunity to get approved for short-term loans. A payday loan may be the only option available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your capabilities and pay back your loan commitments without delays.
To get approved for a cash advance, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and learn the precise cost of the cash advance loan immediately.
Other Payday Lenders in Byhalia, Mississippi
Karl Causey - Regions Bank
1595 W Government St, Brandon, MS 39042, USA
+1 (601) 790-8319
www.regions.com
Members Exchange Credit Union
101 Metroplex Blvd, Pearl, MS 39208, USA
+1 (601) 922-3350
www.mecuanywhere.com
Edward Jones - Financial Advisor: Rob Autry
3117 Hwy 45 N, Meridian, MS 39301, USA
+1 (601) 453-5557
www.edwardjones.com
Community Choice Financial
1213 B Highway 98 Bypass, Columbia, MS 39429, USA
+1 (601) 731-5988
www.ccfi.com
