Community Spirit Bank Payday Loans Review - Belmont, Mississippi

Your personal information is safe with us
5 2 reviews

342 2nd St, Belmont, MS 38827, USA
+1 (662) 454-0001
www.communityspirit.bank
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–5PM
Testimonials

Feedback about Community Spirit Bank?

Here you read the feedback of our customers.
Note

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes readers get acquainted shared information about payday loans.

Payday Loans in Belmont, New York

Payday loans are a type of loans issued by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Belmont, New York is taken out easily and fast. The interest percentage is specified respecting the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

25% small loan cap

How will Community Spirit Bank help take out a loan in Belmont, New York?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are issued around the clock. The payday loan will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is taken into account by financial institutions. Microfinance organizations in Belmont, ny consider this circumstance not a hindrence to take out a loan. The borrower of a loan should be ready to objectively estimate financial capabilities, take out a loan, pay off the debt on schedule and not only handle current problems, but enhance the credit history.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the annual percentage rate of the loan, you are welcome to utilize the calculator. It will determine the cost of the loan.

Let's see

Other Payday Lenders in Belmont, Mississippi

Republic Finance

115B Heritage Dr, Oxford, MS 38655, USA

+1 (662) 234-4992

locations.republicfinance.com

Mississippi Title Loans, Inc.

659 Old Hwy 49 S, Richland, MS 39218, USA

+1 (601) 932-6640

mississippititleloansinc.com

Marion Finance Co

805 Main St, Columbia, MS 39429, USA

+1 (601) 736-7366

Third Union Finance

1013 US-72, Corinth, MS 38834, USA

+1 (662) 286-8421

www.thirdunion.com

Pine Belt Federal Credit Union

1808 Evelyn Gandy Pkwy, Hattiesburg, MS 39401, USA

+1 (601) 583-3242

www.pinebeltfcu.com

Advance America

319 Hwy 80 W East, Clinton, MS 39056, USA

+1 (601) 924-5091

www.advanceamerica.net

Regions Bank

1195 Veterans Memorial Blvd S, Eupora, MS 39744, USA

www.regions.com

Republic Finance

1833 Hwy 45 N, Columbus, MS 39705, USA

+1 (662) 328-2320

locations.republicfinance.com

Woodforest Bank

1608 Smithdale Rd, McComb, MS 39648, USA

+1 (601) 684-2868

www.woodforest.com