Affinity Plus Federal Credit Union Payday Loans Review - Winona, Minnesota

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4.7 15 reviews

Organization owner?

120 E 2nd St, Winona, MN 55987, USA

+1 (800) 322-7228

www.affinityplus.org

Thursday

Closed

Friday

10AM–3PM

Saturday

Closed

Sunday
(Easter)

Closed

Monday

10AM–3PM

Tuesday

Closed

Wednesday

10AM–3PM

Domain Info

What people think about Affinity Plus Federal Credit Union?

Below you find some of the reviews of our clients.

Note

Important

Above there is information about a definite loan provider. Below you can read common characteristics of payday loans.

Payday Loans in Winona, West Virginia

A payday loan is a short-term loan that can help you cover sudden money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Winona, West Virginia is are easy to access. The interest rate is specific for each person and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

31% APR for loans up to $2,000

Advantages of Affinity Plus Federal Credit Union that offers payday loans in Winona, West Virginia

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The money will be deposited to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to submit the application. The funds are sent to your account as quickly as possible.
94% of applicants accepted. Almost all adult people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.

Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still be able to take out a payday loan. Such loans are created to help meet the needs of people with bad credit scores. There are companies who may be pleased to offer you a payday loan even if you have a bad credit score. You will need a regular income to get approved for a bad credit payday loan.

To get accepted for a loan, you must comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator helps to quickly calculate the APR. It’s easy to learn the real cost of the loan even before applying.

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