Bank of America Center Payday Loans Review - Wayzata, Minnesota

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2.6 8 reviews

1133 Wayzata Blvd E STE C, Wayzata, MN 55391, USA
+1 (763) 516-9749
locators.bankofamerica.com

Domain Info

Created Date

1998-12-28

Mailing Address

5000 US HWY 17

Fleming Island

FL

32003

United States

Company Name

Domain Administrator

Bank of America

Contact Data

domain.administrator@bankofamerica.com

+1.9049870917

+1.4692018592

Testimonials

Feedback about Bank of America Center?

Here you grapple with the reviews of our customers.
Note

Pay Attention

Lenders are described in the first three points. Below info specifies general information about payday loans.

Payday Loans in Wayzata, Minnesota

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

Such financial products as payday loan in Wayzata, Minnesota is issued simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more loans you pay back off, the more favorable rates a client will recieve.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Bank of America Center help take out a payday loan in Wayzata, Minnesota?

  • 24/7 service. Such online services allow you to get funds at any time. Money are issued around the clock. The deposit will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A adverse factor reviewed by financial institutions is known as bad credit history. But this drawback is not reviewed as the only one by microfinance organizations to issue a cash advance. The lending company process many aspects such as financial solvency to approve the form. Payday loans in Wayzata, Minnesota may help enhance your credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the APR of the loan, you are welcome to utilize the calculator. It will determine the cost of the loan.

Let's see

Other Payday Lenders in Wayzata, Minnesota

Bell Bank

5500 Wayzata Blvd Suite 140, Minneapolis, MN 55416, USA

+1 (952) 905-5000

www.bell.bank

U.S. Bank Branch

129 W Main St, Anoka, MN 55303, USA

+1 (763) 422-4400

locations.usbank.com

Frandsen Bank & Trust

59 MN-23, Foley, MN 56329, USA

+1 (320) 968-6238

www.frandsenbank.com

Wells Fargo Bank

101 N Cedar Ave, Owatonna, MN 55060, USA

+1 (507) 451-5670

www.wellsfargo.com

Members Cooperative Credit Union

18 NW 4th St, Grand Rapids, MN 55744, USA

+1 (218) 625-8500

www.membersccu.org

U.S. Bank Branch

155 1st Ave SW, Rochester, MN 55902, USA

+1 (507) 285-7900

locations.usbank.com

U.S. Bank ATM - Cottage Grove

7200 80th St S, Cottage Grove, MN 55016, USA

+1 (800) 872-2657

usbank.com

Home Federal Savings Bank

1016 Civic Center Dr NW, Rochester, MN 55901, USA

+1 (507) 535-1309

www.justcallhome.com

TruStone Financial Credit Union

3240 W Division St, St Cloud, MN 56301, USA

+1 (800) 862-1998

trustonefinancial.org