Bank of Alma Payday Loans Review - Wabasha, Minnesota

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730 Pembroke Ave, Wabasha, MN 55981, USA
+1 (651) 565-2627
www.bankofalma.net
Friday
7:30AM–6PM
Saturday
8AM–12PM
Sunday
Closed
Monday
7:30AM–5PM
Tuesday
7:30AM–5PM
Wednesday
7:30AM–5PM
Thursday
7:30AM–5PM
Testimonials

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Here you see the reviews of our clients.
Note

Pay Attention

Further there will be given the details about not a certain lending company. The information below will explain common information about payday loans and its specific elements.

Payday Loans in Wabasha, Minnesota

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

This financial product in Wabasha, Minnesota is issued easily and fast. The interest rate is defined depending on the category of the client: the more loans are successfully paid off, the more favorable terms will be guaranteed to you.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Bank of Alma help take out a loan in Wabasha, Minnesota?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to review the form. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

21%
Healthcare Bills

24%
Traveling

18%
Car Repair

6%
Clothes

9%
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to take out a loan in Wabasha, Minnesota. They estmate many other factors before taking out a payday loan. One of them is financial capabilities. This is a way to enhance your credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the payday loan known as annual percentage rate.

Let's see

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Bremer Bank

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Northwoods Bank of Minnesota

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National Bank of Commerce

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