Stearns Bank Upsala N.A. Payday Loans Review - Upsala, Minnesota

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105 S Main St, Upsala, MN 56384, USA
+1 (320) 573-2111
www.stearnsbank.com
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM
Thursday
8AM–4PM
Friday
8AM–6PM
Saturday
9AM–12PM
Sunday
Closed

Domain Info

Created Date

2005-06-19

Mailing Address

4191 2ND ST S

SAINT CLOUD

MN

56301-3761

United States

Company Name

Stearns Bank National Association

Stearns Bank National Association

Contact Data

domains@stearnsbank.com

+1.3202536607

+1.3202533051

Testimonials

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Above there are details about a certain lender. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Upsala, Minnesota

A short-term loan is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

It is easy and quick to issue loans in Upsala, Minnesota. The rates are set on an individual basis: if a client repays as much payday loans as possible, he will be offered one of the most reasonable terms and rates.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Stearns Bank Upsala N.A. help take out a payday loan in Upsala, Minnesota?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are taken out around the clock. The deposit will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Lenders do not consider this factor the only one to take out a loan in Upsala, Minnesota. They estmate many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to enhance your credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will provide the cost of the payday loan. It takes seconds to see the outcome.

Let's see

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