MidWestOne Bank Payday Loans Review - South Saint Paul, Minnesota

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5 4 reviews

930 Southview Blvd, South St Paul, MN 55075, USA
+1 (651) 451-2133
www.midwestone.bank
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Testimonials

What people think about MidWestOne Bank?

Below you get acquainted with some of the opinions of our customers.
Note

Pay Attention

The previous three items charactirize a certain lending service. But below you can read general details about payday loans.

Payday Loans in South Saint Paul, Minnesota

A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans may turn out an easy and speedy solution to a short-term problem in South Saint Paul, Minnesota. Loans from payday lenders can get you money same day. Your APR will depend on a few factors.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of MidWestOne Bank that offers payday loans in South Saint Paul, Minnesota

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give people with a bad credit history an increased chance to get approved for short-term loans. A payday loan may be the only loan available for some individuals to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your means and pay back your loan commitments without delays.

To get accepted for a loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

Let's see

Other Payday Lenders in South Saint Paul, Minnesota

MidWestOne Bank

945 Winnetka Ave N, Golden Valley, MN 55427, USA

+1 (763) 545-9005

www.midwestone.bank

Bank Midwest

33 N Main St, Sherburn, MN 56171, USA

+1 (507) 764-4311

www.bankmidwest.com

Old National Bank

1360 Duckwood Dr, Eagan, MN 55123, USA

+1 (612) 656-3400

www.oldnational.com

Ideal Credit Union

14750 Victor Hugo Blvd, Hugo, MN 55038, USA

+1 (651) 770-7000

www.idealcu.com

Pawn America

2550 W Division St, St Cloud, MN 56301, USA

+1 (320) 202-1399

www.pawnamerica.com

Walmart Money Center

1250 Goemann Rd, Fairmont, MN 56031, USA

+1 (507) 235-2500

www.walmart.com

The Insurance Office at Mid Minnesota Federal Credit Union

200 S 6th St, Brainerd, MN 56401, USA

+1 (218) 828-1118

www.mmfcu.org

Security Bank & Trust

317 Ash Ave N, Mayer, MN 55360, USA

+1 (952) 657-2309

www.security-banks.com

Black Ridge Bank

301 Main Ave, Carlos, MN 56319, USA

+1 (320) 852-7591

www.blackridgebank.com