Wakota Federal Credit Union Payday Loans Review - South Saint Paul, Minnesota

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3.8 27 reviews

1151 Southview Blvd, South St Paul, MN 55075, USA
+1 (651) 451-3330
www.wakotafcu.org
Wednesday
9AM–4:30PM
Thursday
9AM–4:30PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Testimonials

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Here you read the reviews of our customers.
Note

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in South Saint Paul, Minnesota

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

It is simple and quick to issue loans in South Saint Paul, Minnesota. The rates are set on an individual basis: if a borrower repays as much loans as possible, she will be provided one of the most efficinet terms and rates.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Wakota Federal Credit Union help take out a payday loan in South Saint Paul, Minnesota?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed money will be deposited to credit card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed within minutes. The money are credited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to take out a cash advance from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in South Saint Paul, Minnesota. The lending company will estimate many points to qualify such as solvency. Payday loans will be a source to enhance your bad credit score into a favorable one.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the APR. This is a exact cost of the loan.

Let's see

Other Payday Lenders in South Saint Paul, Minnesota

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Gate City Bank

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Payday America

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MidCountry Bank (Lobby Open)

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Franklin State Bank

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Anoka Hennepin Credit Union

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+1 (763) 422-0290

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Kloubec Michael

113 Locust St, Monticello, MN 55362, USA

+1 (763) 295-3275

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Minnwest Bank

225 E Main St, Lewiston, MN 55952, USA

+1 (507) 523-2161

www.minnwestbank.com

First Independent Bank

339 Aetna St, Ruthton, MN 56170, USA

+1 (507) 658-3311

www.fibmn.com