North Shore Federal Credit Union Payday Loans Review - Silver Bay, Minnesota

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4.5 8 reviews

85 Outer Dr, Silver Bay, MN 55614, USA
+1 (218) 226-4401
www.northshorefcu.org
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Testimonials

Feedback about North Shore Federal Credit Union?

Here you get acquainted with the feedback of our clients.
Note

Pay Attention

The first three points describe the certain lender. In other turn, below-defined info makes people get acquainted common information about payday loans.

Payday Loans in Silver Bay, New York

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Silver Bay, New York is issued simply and quickly. The interest rate is defined respecting the category of the client: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

25% small loan cap

How will North Shore Federal Credit Union help take out a loan in Silver Bay, New York?

  • Round the clock service. Every client may address the service round the clock. The borrowed funds will be credited to bank account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to take out a loan from online lenders.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Silver Bay, New York. The lending company will assess many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should calculate its exact cost. This calculator will show the APR of the loan.

Let's see

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U.S. Bank Branch

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