Guaranty Bank ATM Payday Loans Review - Saint Paul, Minnesota

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2 reviews

2196 White Bear Ave, St Paul, MN 55109, USA
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Testimonials

What people think about Guaranty Bank ATM?

Below you find some of the reviews of our clients.
Note

Pay Attention

Below you can read general information about payday loans and their common features.

Payday Loans in Saint Paul, Virginia

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

It is simple and speedy to get approved for payday loans in Saint Paul, Virginia. The interest rate will be set individually for each client and will depend on the personal data the client provided.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of Guaranty Bank ATM that offers payday loans in Saint Paul, Virginia

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The money will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to fill out the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve a loan offer from one of the lenders.

Common reasons

Why people take out payday loans?

Car expenses

4%
Treatment

3%
Vacation

2%
Clothes

2%
Home improvement

2%
Debt Consolidation

1%
Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still be eligible a payday loan. Such loans are designed to help meet the needs of clients with bad credit scores. There are lenders who may be ready to give you a payday loan even if you have a poor credit score. You will need a stable income to get accepted for a bad credit payday loan.

To get approved for a cash advance, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a cash advance loan, you can use an online calculator. It will show the definite APR of your cash advance.

Let's see

Other Payday Lenders in Saint Paul, Minnesota

Choice Bank

2100 County Rd C West, Roseville, MN 55113, USA

+1 (651) 900-8888

bankwithchoice.com

U.S. Bank Branch

3305 Plymouth Blvd, Plymouth, MN 55447, USA

+1 (763) 509-3700

locations.usbank.com

Star Choice Credit Union

10750 France Ave S, Minneapolis, MN 55431, USA

+1 (952) 698-7228

www.starchoicecu.org

ATM Citizens Bank Of Olivia

802 E Lincoln Ave, Olivia, MN 56277, USA

+1 (800) 627-3999

Edward Jones - Financial Advisor: Clayton G Timmerman, AAMS®|CRPS®

1530 Greenview Dr SW Ste 108, Rochester, MN 55902, USA

+1 (507) 289-0829

www.edwardjones.com

Twin Cities Pawn

1021 Geneva Ave N, St Paul, MN 55128, USA

+1 (651) 730-7296

www.twincitiespawn.com

First Western Bank & Trust

5411 Lakers Ln, Nisswa, MN 56468, USA

+1 (218) 963-7325

www.firstwestern.bank

Edward Jones - Financial Advisor: Tove C Lichty

402 Main St NW, Elk River, MN 55330, USA

+1 (763) 241-5572

www.edwardjones.com

Americana Community Bank

9495 Blackoaks Ln N, Maple Grove, MN 55311, USA

+1 (763) 494-5600

www.americanafinancial.com