Royal Credit Union - St. Paul Payday Loans Review - Saint Paul, Minnesota

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4.1 40 reviews

1020 Rice St, St Paul, MN 55117, USA
+1 (800) 341-9911
www.rcu.org
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Testimonials

What people think about Royal Credit Union - St. Paul?

Below you read some of the reviews of our customers.
Note

Pay Attention

The above-given information provides the details about a definite financial institution. The information below is about general information about payday loans.

Payday Loans in Saint Paul, Virginia

A payday loan is a short-term loan that can help you deal with sudden cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Online cash advance loans can be the easiest solution to your sudden financial difficulties in Saint Paul , Virginia because they are easily approved and easily paid off. Your APR will depend on your state regulations or on the company's policy.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of Royal Credit Union - St. Paul that offers payday loans in Saint Paul, Virginia

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can often be an obstacle to getting a bank loan. A payday loan can save clients who have low credit scores or have no credit score. But we recommend you that as with any borrowing you should only dare applying for a cash advance if you are sure that you can make payments in a timely manner.

To get accepted for a cash advance, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your payday loan.

Let's see

Other Payday Lenders in Saint Paul, Minnesota

U.S. Bank Branch

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Affinity Plus Federal Credit Union

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WNB Financial, Wabasha, MN

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www.wnbfinancial.com

Principal Financial Group

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+1 (651) 227-7717

www.principal.com

First State Bank

101 N Main St, Kiester, MN 56051, USA

+1 (800) 383-8000

www.gibank.com

American Federal Bank

201 E Main St S, Ada, MN 56510, USA

+1 (218) 784-7121

www.americanfederalbank.com

Up North Credit Express

702 2nd St NE, Aitkin, MN 56431, USA

+1 (218) 433-0098

Stearns Bank Equipment Finance Division

500 13th St, Albany, MN 56307, USA

+1 (800) 247-1922

stearnsbank.com