Western Bank Payday Loans Review - Saint Paul, Minnesota

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3.8 10 reviews

1740 Rice St, St Paul, MN 55113, USA
+1 (651) 290-7822
www.western-bank.com
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Testimonials

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Note

Pay Attention

Lending companies are described in the first three points. Below info offers shared information about payday loans.

Payday Loans in Saint Paul, Virginia

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Payday loans in Saint Paul, Virginia are taken out problem-free. The interest rate is conditional on the customer's person-related information: if you pay off more payday loans, the more favorable terms and rates lenders offer.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Western Bank help take out a payday loan in Saint Paul, Virginia?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to consider the form. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% refuse the request when lenders in Saint Paul, va will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the payday loan known as APR.

Let's see

Other Payday Lenders in Saint Paul, Minnesota

ESB Bank - Caledonia Office

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+1 (507) 725-3329

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First Western Bank & Trust

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Central Minnesota Credit Union

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+1 (888) 330-8482

www.mycmcu.org

Choice Bank

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+1 (763) 398-3333

bankwithchoice.com

Edward Jones - Financial Advisor: John M Hardy

102 Walnut St #101, Winona, MN 55987, USA

+1 (507) 454-5068

www.edwardjones.com

ATM Sterling State Bank

4520 150th St W, Apple Valley, MN 55124, USA

+1 (800) 627-3999

www.sterlingstatebank.com

Harvest Bank

222 Atlantic Ave, Atwater, MN 56209, USA

+1 (320) 974-8861

www.harvestbankmn.com

Edward Jones - Financial Advisor: Adam J Kunkel

100 W Main St, Belle Plaine, MN 56011, USA

+1 (952) 873-2481

www.edwardjones.com

MoneyGram

1532 University Ave W # 100, St Paul, MN 55104, USA

+1 (651) 645-3965

locations.moneygram.com