Ideal Credit Union Payday Loans Review - Saint Paul, Minnesota

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3 70 reviews

2401 McKnight Rd N, St Paul, MN 55109, USA
+1 (651) 770-7000
www.idealcu.com
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
10AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2013-07-01

Mailing Address

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

MN

REDACTED FOR PRIVACY

United States

Company Name

REDACTED FOR PRIVACY

Ideal Credit Union

Contact Data

dataprivacyprotected@1und1.de

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Testimonials

Feedback about Ideal Credit Union?

Here you grapple with the reviews of our customers.
Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes people get acquainted common information about payday loans.

Payday Loans in Saint Paul, Virginia

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Problem-free financial products are known as payday loans in Saint Paul, va. They are issued at individual interest rates. They depend on personal data. It is also important to pay off as much payday loans as possible.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Ideal Credit Union help issue a payday loan in Saint Paul, Virginia?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed funds will be credited to credit card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a payday loan from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Saint Paul, Virginia. The lending company will assess many points to qualify such as payment abilities. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

Let's see

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Northern Pawn

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Peoples State Bank

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Pawn And Loan LLC

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Edelman Financial Engines

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www.edelmanfinancialengines.com