TruStone Financial Credit Union Payday Loans Review - Saint Paul, Minnesota

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3.5 24 reviews

2150 Lexington Ave N, Roseville, MN 55113, USA
+1 (800) 862-1998
trustonefinancial.org
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Testimonials

What people think about TruStone Financial Credit Union?

Below you read some of the reviews of our clients.
Note

Pay Attention

Below you can read general information about payday loans and their common aspects.

Payday Loans in Saint Paul, Virginia

Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to access in Saint Paul, Virginia. The entire process is stress-free. They are appoved immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of TruStone Financial Credit Union that offers payday loans in Saint Paul, Virginia

  • 24/7 service. This means you can apply and get money around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within a few hours.
  • High approval rates. 94% of borrowers are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a bad credit rating. Payday loan approvals depend very much on other factors. Payday companies will look at your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.

To get approved for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.

Let's see

Other Payday Lenders in Saint Paul, Minnesota

U.S. Bank Branch

11493 Lake Ln, Chisago City, MN 55013, USA

+1 (651) 257-9074

locations.usbank.com

Edward Jones - Financial Advisor: William J Ries

100 Main St W, Sleepy Eye, MN 56085, USA

+1 (507) 794-5800

www.edwardjones.com

First State Bank of Wabasha

350 E Belvidere Ave, Kellogg, MN 55945, USA

+1 (507) 767-4951

www.fsbwabasha.com

Farmers & Merchants State Bank

1301 2nd St N, Sauk Rapids, MN 56379, USA

+1 (320) 252-5121

www.fmpierz.com

Citizens National Bank

300 1st St W, Park Rapids, MN 56470, USA

+1 (218) 732-3393

www.cnbbank.com

Ideal Credit Union

2020 Washington Ave S, Stillwater, MN 55082, USA

+1 (651) 770-7000

www.idealcu.com

Edward Jones - Financial Advisor: Steven P Beech, AAMS®

525 Bush St, Red Wing, MN 55066, USA

+1 (651) 388-8895

www.edwardjones.com

Affinity Plus Federal Credit Union

1642 Diffley Rd, Eagan, MN 55122, USA

+1 (800) 322-7228

ATM Affinity Plus Federal Credit Union

1731 N Frontage Rd, Hastings, MN 55033, USA

+1 (800) 322-7228

www.affinityplus.org