Western Bank Payday Loans Review - Saint Paul, Minnesota

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3 6 reviews

2711 Mounds View Blvd, Mounds View, MN 55112, USA
+1 (651) 290-7866
www.western-bank.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Testimonials

What people think about Western Bank?

Below you get acquainted with some of the opinions of our clients.
Note

Pay Attention

The previous three items charactirize a definite financial institution. But below you can find general details about payday loans.

Payday Loans in Saint Paul, Virginia

Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.

Cash advance loans may become an easy and speedy solution to a short-term problem in Saint Paul, Virginia. Loans from payday lenders can get you money within a few hours. Your APR will depend on a few factors.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of Western Bank that offers payday loans in Saint Paul, Virginia

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The funds will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to fill out the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

9%
Treatment

6%
Vacation

5%
Clothes

4%
Home improvement

4%
Debt Consolidation

3%
Bad Credit Approved

Payday loans for bad credit

Bad credit history can typically be an obstacle to obtaining a bank loan. A payday loan can help individuals who have poor credit scores or have no credit history. But we recommend you that as with any borrowing you should only consider applying for a payday loan if you are assured that you can make payments punctually.

To get approved for a loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and learn the precise cost of the cash advance loan immediately.

Let's see

Other Payday Lenders in Saint Paul, Minnesota

Compeer Financial

806 3rd St S, Waite Park, MN 56387, USA

+1 (320) 251-8850

www.compeer.com

CorTrust Bank

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+1 (320) 562-2553

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Cornerstone State Bank

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+1 (507) 665-4200

www.cornerstonestatebank.com

Payday America

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+1 (952) 346-1073

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Bremer Bank

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+1 (507) 533-6400

www.bremer.com

Walmart Money Center

205 12th St S, Sauk Centre, MN 56378, USA

www.walmart.com

Eagle Bank

2 Franklin St S, Glenwood, MN 56334, USA

+1 (320) 634-4545

www.eaglebankmn.com

U.S. Bank Branch

155 1st Ave SW, Rochester, MN 55902, USA

+1 (507) 285-7900

locations.usbank.com

Bremer Bank

5125 US-52, Rochester, MN 55901, USA

+1 (507) 285-3318

www.bremer.com