Western Bank Payday Loans Review - Saint Paul, Minnesota

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3.9 10 reviews

663 University Ave W, St Paul, MN 55104, USA
+1 (651) 290-8100
www.western-bank.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Testimonials

What people think about Western Bank?

Below you see some of the reviews of our customers.
Note

Important

The previous three items charactirize a definite lender. But below you can find general details about payday loans.

Payday Loans in Saint Paul, Virginia

A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

It is simple and fast to get accepted for payday loans in Saint Paul, Virginia. The interest rate will be set specifically for each person and will depend on the personal information the borrower filled in.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of Western Bank that offers payday loans in Saint Paul, Virginia

  • 24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account very quickly.
  • High approval rates. 94% of applicants are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get a loan offer from one of the lenders.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to people with a poor credit history. Payday loan approvals depend very much on other circumstances. They will look at your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.

To get approved for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and learn the precise cost of the cash advance loan immediately.

Let's see

Other Payday Lenders in Saint Paul, Minnesota

Edward Jones - Financial Advisor: Neil P Greenwaldt

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+1 (763) 432-6821

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Affinity Plus Federal Credit Union

2120 SE 2nd Ave, Grand Rapids, MN 55744, USA

+1 (800) 322-7228

www.affinityplus.org

U.S. Bank ATM - Hugo

14431 Forest Blvd N, Hugo, MN 55038, USA

+1 (800) 872-2657

usbank.com

AgCountry Farm Credit Services

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+1 (320) 523-1216

www.agcountry.com

TruStone Financial Credit Union

17533 Cedar Ave, Lakeville, MN 55044, USA

+1 (800) 862-1998

trustonefinancial.org

SouthPoint Financial Credit Union

105 S 3rd St, St Peter, MN 56082, USA

+1 (877) 794-6712

www.southpointfinancial.com

MidCountry Bank (Lobby & Drive-Thru Open)

201 Main St S, Hutchinson, MN 55350, USA

+1 (320) 234-4500

www.midcountry.bank

Pine River State Bank Nowthen

8141 Viking Blvd NW, Elk River, MN 55330, USA

+1 (763) 241-5266

www.pineriverstatebank.com

Edward Jones - Financial Advisor: Paul M Reding, AAMS®

910 Main St Unit 105, Red Wing, MN 55066, USA

+1 (651) 388-1762

www.edwardjones.com