St. Paul Federal Credit Union Payday Loans Review - Saint Paul, Minnesota

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3.8 49 reviews

Organization owner?

1330 Conway St #200, St Paul, MN 55106, USA

+1 (651) 772-8744

www.stpaulfcu.org

Wednesday

8AM–5:30PM

Thursday

8AM–5:30PM

Friday

8AM–5:30PM

Saturday

9AM–12PM

Sunday

Closed

Monday

8AM–5:30PM

Tuesday

8AM–5:30PM

Domain Info

What people think about St. Paul Federal Credit Union?

Below you find some of the reviews of our customers.

Note

Pay Attention

Below you can read general information about payday loans and their common features.

Payday Loans in Saint Paul, Virginia

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans may seem like an easy and speedy solution to a short-term problem in Saint Paul, Virginia. Loans from payday lenders can get you cash quickly. Your interest rate will depend on a few factors.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Advantages of St. Paul Federal Credit Union that offers payday loans in Saint Paul, Virginia

24/7 application. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within a few hours.
High approval chances. 94% of applicants are approved.
Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can often be an obstacle to obtaining a bank loan. A payday loan can save individuals who have low credit scores or have no credit score. But we recommend you that as with any borrowing you should only dare applying for a cash advance if you are assured that you can make payments on time.

To get accepted for a loan, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.

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