NSP St. Paul Credit Union Payday Loans Review - Saint Paul, Minnesota

Your personal information is safe with us
4.8 54 reviews

825 Rice St, St Paul, MN 55117, USA
+1 (651) 228-7668
mynspcu.org
Wednesday
7:30–11AM, 1–3PM
Thursday
7:30–11AM, 1–3PM
Friday
7:30–11AM, 1–3PM
Saturday
Closed
Sunday
Closed
Monday
7:30–11AM, 1–3PM
Tuesday
7:30–11AM, 1–3PM
Testimonials

Feedback about NSP St. Paul Credit Union?

Here you grapple with the reviews of our clients.
Note

Pay Attention

Lending companies are provided in the first three points. Below info shows common information about payday loans.

Payday Loans in Saint Paul, Virginia

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

Problem-free financial products are considered as payday loans in Saint Paul, va. They are taken out at individually-set interest rates. They are dependent on customer's data. It is also important to pay back as much payday loans as possible.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will NSP St. Paul Credit Union help issue a payday loan in Saint Paul, Virginia?

  • Round the clock service. Every customer may address the service at any time of the day and night. The borrowed money will be credited to bank account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be processed in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to issue a loan from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Saint Paul, va will assess other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit history.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the payday loan, you are welcome to apply the calculator. It will specify the cost of the loan.

Let's see

Other Payday Lenders in Saint Paul, Minnesota

Minnesota Ore Operations Employees Credit Union

2540 E Beltline #1, Hibbing, MN 55746, USA

+1 (218) 262-1607

First Community Credit Union

428 Bygland Rd SE, East Grand Forks, MN 56721, USA

+1 (218) 399-0324

www.myfccu.com

Edward Jones - Financial Advisor: Amy M Charlson, AAMS®

3131 Superior Dr NW Suite D, Rochester, MN 55901, USA

+1 (507) 252-5882

www.edwardjones.com

State Bank of Wheaton

921 Broadway, Wheaton, MN 56296, USA

+1 (320) 563-8142

www.sbwheaton.com

Bremer Bank

2330 College Way, Fergus Falls, MN 56537, USA

+1 (218) 736-0110

www.bremer.com

ATM (ESB Bank)

108 Iowa Ave S, Eitzen, MN 55931, USA

+1 (507) 495-3321

www.esbbanking.com

ATM Bremer Bank Na

500 Willmar Ave SE, Willmar, MN 56201, USA

+1 (800) 627-3999

www.bremer.com

Old National Bank

3950 Vinewood Ln N, Plymouth, MN 55441, USA

+1 (763) 656-2600

www.oldnational.com

Sterling State Bank

403 1st St, Lyle Township, MN 55953, USA

+1 (507) 325-2227

www.sterlingstatebank.com